Ride now. Pay later.

The Trek Bicycle Stores of Charleston and Savannah are pleased to offer a store financing plan with our Trek Credit Card, which may be used to purchase any bike, part or accessory in our store. The Trek Card offers you the chance to increase your buying power with affordable financing plans. And, the Trek Card is accepted at over 1000+ authorized Trek dealers nationwide.

You can apply in person at either Trek Bicycle Store Charleston location (Mount Pleasant or West Ashley), Savannah or use our easy online application link below.  All you need to apply is your social security number, a valid state drivers license, and a major credit card.  If you qualify, you will be instantly issued a new Trek Credit Card account number.


  • 6 and 12 month No Interest Payment Plans*
  • 9.99% APR with 24, 36, 48, and 60 month payment plans*
  • Credit Limits that fit your needs


  • Manage your account online or on-the-go
  • No Annual Fee*
  • Accepted at 1,000+ Trek retailers nationwide


Amount Financed

Up to $599

$600 - $1199

$1200 - $2399

$2400 - $3599

$3600 - $4799

$4800 - $5999


Qualify Term

30-day revolving

6 months

12 months

24 months

36 months

48 months

60 months

*Terms and Conditions:

Deferred Interest Regular Minimum Payment Plan:
No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period.

Low APR Equal Payment Required:
9.99% APR if paid in full in 24, 36, 48 or 60 months. If the balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 25.24%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of; the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1) or $5.

Term Eligibility:
Terms of intial financing depend on the amount of the bicycle purchased. Though additional items purchased may be financed with initial purchase, cost of additional items will not apply toward term eligibiltiy. See store for addtional details and limitations.

Trek Credit Card Accounts are offered by Comenity Bank who determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 25.24%, based on the Prime Rate.